SRDP and Permanent Impairment: The Financial Decisions Inside the File

The decisions inside the file

Two sets of numbers, clear decision steps and resources you can use independently. The session covers the financial reality behind an SRDP offer and the sequence, conflict management and timing of a permanent impairment election.

Learning outcomes

• 01Read a nil or $0.00 SRDP determination without assuming it means nothing is available.
• 02Find the enclosure that decides the answer, and know why the headline rate usually does not.
• 03Diarise the twelve month SRDP offer clock from the date on the letter, on the day it lands.
• 04Hold the pen on a permanent impairment election until an advice decision is recorded.
• 05Explain, in one sentence, where your role ends and a licensed adviser's begins.
• 06Use a practical checklist, document consent and coordinate advice while retaining the advocacy relationship.